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Many mortgage applicants underestimate the influence of credit cards on borrowing capacity.

Trump’s crackdown won’t solve credit cards’ many problems

Credit card interest rates are often painfully high, but there are better ways to protect consumers than the 10 per cent rate cap flagged by Donald Trump.

  • Clancy Yeates

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The fees imposed on merchants to use card payments have become a flashpoint between the Reserve Bank and card issuers.

Visa warns Reserve Bank fee cut plan will backfire on shoppers

Reserve Bank governor Michele Bullock, the banks and credit card issuers are at odds over the fallout from a plan to cap fees when we tap and go.

  • Shane Wright

Your frequent flyer account is taking another hit

Points are being devalued again, but this time it’s not the airlines that are doing it.

  • Michael Gebicki
Two years ago, a 0 per cent transfer allowed you to escape interest for as long as 34 months. But those days are well and truly over.

Want to pay 0% on your credit card debt? Get in quick

Two years ago, free transfer allowed you to escape interest for as long as 34 months. But those days are well and truly over.

  • Nicole Pedersen-McKinnon
The RBA wants to ban credit and debit card surhcarges.

The $900 million fee fight that could hit frequent flyer points

The arcane system that sits beneath credit card loyalty schemes is being put under the microscope by a Reserve Bank plan to ban surcharging.

  • Clancy Yeates

Why is my credit score bad when I am so good with money?

One factor may have killed your credit rating. Here’s what you can do.

  • Nicole Pedersen-McKinnon
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Frequent flyer and other rewards points are among the digital assets that may be divided when couples separate.

The new financial battleground for divorcing couples

There are new ways of hiding money that are appearing more frequently in divorce disputes.

  • Michaela Whitbourn
Young Australians are turning back to credit cards, but they’re not always a good idea.

Beware the hidden landmines in our credit card fees

Penalty interest rates are often wildly out of step with the Reserve Bank’s steadily falling cash rate.

  • Noel Whittaker
The Reserve Bank wants to ban surcharges for debit and credit card transactions.

Credit card companies are hoarding rate cuts. Shame on them

It’s nothing short of a scandal that credit card interest rates barely budge, no matter what is happening with official rates.

  • Nicole Pedersen-McKinnon
Airline loyalty card schemes, which on sell data to brokers, are being investigated as part of a review of data broker practices.

Warning to Australians who use credit cards to earn airline points

The generosity of rewards schemes could be scaled back if a proposal to ban surcharges for card transactions goes ahead.

  • Elias Visontay