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Starting to contribute extra to your super when you’re young is a great way to boost your retirement savings.

My 15-year-old just got his first job. How can he boost his super?

The sooner you start thinking about maximising your super, the better, and there are some government schemes available to help.

  • Noel Whittaker

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Keeping on top of an SMSF can be a lot of work.

We’re in our mid-50s. Should we shift our super into an SMSF?

There’s a common thought that once you hit a certain age and super balance, self-managed super funds make sense. I’m not so convinced.

  • Paul Benson
You should notify Centrelink whenever you buy or sell gold bullion as it changes the value and structure of your assets.

How will my gold bullion affect my pension income?

Buying gold doesn’t create assessable income, but once you own it, the value must be declared to Centrelink.

  • Noel Whittaker
There are plenty of options when it comes to growing your finances outside of super and ETFs.

I’ve sorted my super and grown my savings. What should I do next?

If you’re looking for your next growth opportunity, there are two main steps you can take once your finances are optimised.

  • Paridhi Jain
Paying off your mortgage at a young age can free you up for later in life.

I’m 35 with a $150k mortgage. Should I pay it off ASAP, or invest elsewhere?

When it comes to choosing where to invest, there is no definitive wrong answer. It largely comes down to your risk appetite and goals.

  • Paul Benson
Retirement spending is a bit of a maze to wind yourself through, but having confidence is key to living a life with lower financial anxiety.

I’m 61 with no plan to retire soon. Should I start tapping into my super?

There are still plenty of misconceptions about transition-to-retirement pensions.

  • Noel Whittaker
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Squirrelling away $200,000 into your super is likely the best option, despite potential market falls.

I’m 65, and I want to retire in two years. How should I invest $200k?

Once you retire, your retirement savings will continue on as they were and continue to earn, so don’t be afraid to top them up.

  • Paul Benson
Freeing yourself from the shackles of a mortgage is no easy task.

How can we clear our $500,000 mortgage in five years time?

If you have the risk appetite, and the income, you can wipe a fair amount off your mortgage rather quickly.

  • Paul Benson
The difference in interest is costing you $50 a week.

I’m 73 with $19k in credit card debt. Should I use my savings to pay it off?

The interest you’re paying on credit card debt is slowly eroding your savings, but it can feel like a lot to pay off at once.

  • Noel Whittaker
If you feel trapped by your salary, it might be time to change your perspective.

I earn lots, but hate my job. Should I stay for the sake of my bank account?

Remember, your experience of life is not determined by how fancy your holidays are, how big your home is, or how cool your car is.

  • Paridhi Jain