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The bank of mum and dad has been estimated to be between the fifth and the ninth-largest lender in the country.

WA first-home buyers are relying on the bank of mum and dad. Are there expectations in return?

A new study found the challenging economic environment for gaining access to first homes was “weighing heavily upon parents who find themselves playing an indispensable role in their children’s home-buying journey”.

  • Holly Thompson

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Michele Bullock

Mortgage calculator: How much extra will your repayments be?

The RBA has increased interest rates to 4.10 per cent. Use our calculator to see how much extra your mortgage repayments will be.

The price for an entry level property in Perth has more than doubled over the past five years with first homebuyers set to fork out around $780,000.

Perth’s housing market might be ‘healthy’, but first-home buyers like me are getting sick of it

The cost of an entry-level Perth house has doubled in the past five years – that’s the last thing first-home buyers want to hear. 

  • Holly Thompson
Sellers are more likely to make money now than at any time in the past 20 years.

How much you need to earn to buy a house now

For the average sole wage earner, the dream of buying a median-priced house is “basically dead and buried”, experts warn.

  • Dan F Stapleton
A mortgage broker can help you work out your best options.

This simple mortgage move could save us thousands – so why don’t we do it?

If you have a mortgage, you owe it to yourself and your long-term future to seriously consider doing this every few years.

  • Victoria Devine
Thinking of refinancing? It could save you plenty.

The three steps to successfully refinance (and save $428 a month)

On a pretty typical $700,000 mortgage, you’re needing to find almost $110 extra a month now. So the rush is on to ditch lenders for cheaper ones.

  • Nicole Pedersen-McKinnon
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Household debt has been rising.

How much debt households had when interest rates were 17 per cent, compared to now

Aussie households are carrying almost three times as much debt as they were in 1990, most of it housing. This is magnifying the impact of interest-rate movements on household budgets, experts say.

  • Dan F Stapleton
First home buyers are forging ahead with low deposits.

How first home buyers are getting a $79,000 windfall without help from parents

In place of the bank of mum and dad or gifting grandparents, first home buyers could leave the rental market sooner with government help.

  • Sue Williams
MIllie Muroi apartment

I bought a home in my 20s. That doesn’t mean it’s become easier

If aspirants are catching up on the home ownership front, why is there so much worry about a housing crisis?

  • Millie Muroi

Are younger generations finding it harder to buy a home? Data says no

When it comes to home ownership, no one will catch the Baby Boomers. But Millennials have an advantage over Generation X.

  • Caitlin Fitzsimmons