The Sydney Morning Herald logo

Credit rating

Advertisement
Banks have an obligation to report late payments as a black mark on your credit score.

How $44 and an ‘ambiguous’ email caused a credit score nightmare

It’s a timely reminder that if something is on your credit report that you think should not be there, say something and keep at it until the matter is resolved.

  • Victoria Devine

Latest

How did Westpac let a $44 mortgage snafu become a PR disaster?

The customer made a small, understandable error, but the bank’s response was a tour de force of calamitous box-ticking and bureaucratic decision-making.

  • Elizabeth Knight

Why is my credit score bad when I am so good with money?

One factor may have killed your credit rating. Here’s what you can do.

  • Nicole Pedersen-McKinnon
“Credit today is a bad risk,” says JPMorgan CEO Jamie Dimon.

Investors are chilled now, but Trump’s tariffs and debt will test them

Wall Street shook off the shock of Moody’s downgrade of US government debt, but JPMorgan boss Jamie Dimon warns investors are missing the point.

  • Stephen Bartholomeusz
Trump’s “America First”  unilateralism, and his economic illiteracy, has unsettled allies and investors.

The Trump alarm bells are ringing louder

The surprise decision by Moody’s to downgrade America’s credit rating reflects the risks of Trump’s policies for America’s future.

  • Stephen Bartholomeusz
Cost blowouts on infrastructure, such as the Parramatta light rail, have driven state budgets into the red.

States facing credit downgrades due to ‘lax fiscal discipline’

The states have been warned their credit ratings could be sliced due to their inability to control spending.

  • Shane Wright
Advertisement
With the fat in most borrowers’ finances is well and truly gone and the repayment pain now real and far-reaching, here are some methods to try cutting your repayments.

Will applying for financial hardship hurt my credit score?

There are plenty of strategies to protect your credit score if your budget is under pressure.

  • Nicole Pedersen-McKinnon
China Vanke is

Why this troubled Chinese property giant is different to the rest

China Vanke is the latest property titan facing collapse. But while its embattled rivals have been left to flounder, Beijing has come rushing to its aid.

  • Stephen Bartholomeusz
Younger generations are feeling financial stress.

We owe it to young people to improve their financial literacy, and security

Entire generations have missed the housing boat that has given older Australians a considerable level of wealth through property.

  • The Herald's View
Xi Jinping has been bringing China’s tech entrepreneurs into line.

Warning shot: China put on notice as it tries to fix its economic mess

Beijing may not be happy about a downgrade from leading credit agency Moody’s, but it shouldn’t have come as a surprise.

  • Stephen Bartholomeusz