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The finance regulator has underlined the growing risk of underinsurance.

The $16 billion shadow hanging over Australia’s financial system

The number of homes lacking adequate insurance could be 1 million more by 2050, says a “stress test” by the finance regulator.

  • Clancy Yeates

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A dismal work placement at a veterinarian clinic convinced me that I would never become a vet.

Is pet insurance worth it? For many Australians, the answer is no

Nearly three in four Australian households have a pet, but many of them do not have pet insurance.

  • Johanna Leggatt
Cutting your home insurance might save you money, but it could be extremely risky.

Australia is nearing an insurance crisis. And it’s only getting worse

Many face an impossible choice – protect the home they love in case the worst happens, or go underinsured as a result of ever-increasing premium costs.

  • Victoria Devine
BRISBANE, AUSTRALIA - MARCH 09: Flooded cars at Edmondstone Street in the suburb of Newmarket on March 09, 2025 in Brisbane, Australia. Australia’s east coast is experiencing severe weather as ex-Tropical Cyclone Alfred moves south. While downgraded from cyclone status, the weather system continues to bring damaging winds, heavy rainfall, and flash flooding, particularly in the Gold Coast and northern NSW regions. Authorities have issued severe weather warnings, and coastal areas remain at risk of significant erosion and hazardous surf conditions. Residents are urged to stay updated on local warnings, avoid floodwaters, and prepare for ongoing disruptions. (Photo by Albert Perez/Getty Images)

Hailstorms, cyclones prompt multibillion-dollar claims

Extreme weather events cost $3.5 billion in insured losses as hailstorms lashed Australia in 2025, more than five times higher than the previous year.

  • Grace Crivellaro
Nick O’Brien’s Harcourt home before bushfires ravaged the property last week.

Nick lost his insurance during COVID. Then, the bushfires came

After losing his family home to Friday’s bushfires, Nick O’Brien is struggling to reconcile the harsh reality faced by many Australians.

  • Grant McArthur
Personal hardship grants have been launched for those in the worst-hit parts of South-east Queensland.

Steamy to sweltering: How to get up to $80,000 grants after severe hail

Grants are on offer for residents in the worst-hit regions, while the weather changes its tune.

  • Catherine Strohfeldt
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Storm over Brisbane CBD on Monday, 24/11/2025.

More storms predicted as city set to swelter through another day of extreme heat

After days of spring storms, weather forecasters are again warning Brisbane could get lashed by another severe thunderstorm.

  • Catherine Strohfeldt, Felicity Caldwell and Dominique Tassell
Insurers have sounded a warning over ‘disaster chasers.’

Insurers sound alarm over ‘disaster chasers’ stinging customers

Third-party intermediaries can appear to make repairs and claims easier, but could cost customers thousands, and even keep cars “hostage” until they’re paid.

  • Elias Visontay
The housing industry has warned Treasurer Jim Chalmers that high interest rates and rapidly rising costs are crushing the pipeline for new homes.

Insurance premiums have soared in Perth. See what your suburb pays

Industry figures suggest home owners in one Perth suburb are paying double thanks to one particular risk.

  • Holly Thompson
An aerial view of the Taree floods in May 2025.

Extreme weather costs Australia more than any other rich country, bar one

Floods, bushfires and storms have cost in economic and insured losses every decade since 1980, the insurance industry says.

  • Caitlin Fitzsimmons