The Sydney Morning Herald logo
How to strengthen your superannuation

Series

Super Fit: how to get your superannuation into better shape

Expert tips and advice on creating the healthiest possible super balance so that you can have a comfortable retirement.

12 stories
In partnership with Colonial First State
Spending your superannuation can be daunting and, at times, confusing. Here’s all you need to know about accessing your nest egg.

How do you actually spend your super? Here’s all you need to know

Spending your superannuation can be daunting and, at times, confusing. Here’s all you need to know about accessing your nest egg.

  • Bec Wilson
Knowing exactly how much super you’ll need in retirement is a difficult calculation, but there’s ways to start planning early.

How do I get my super when I retire? And how much will I need?

We save our whole lives to build our retirement income, but how do we actually get it once the time comes around?

  • Bec Wilson
The average woman still typically retires with a quarter less super than her male counterpart.

Superannuation calculator: Find out how much you’ll have when you retire

Your superannuation is one of the most important investments you’ll make in your lifetime. Get on top of it with our new calculator.

Advertisement
Having full control over your superannuation sounds great in theory, but there’s much more to self-managed super than meets the eye.

Could a self-managed super fund be right for you?

Having full control over your superannuation sounds great in theory, but there’s much more to self-managed super than meets the eye.

  • Caterina Hrysomallis
Adding even a small amount to your super now can make you thousands of dollars richer in retirement. So why don’t more people do it?
  • Analysis

Adding to your super early can help you buy a first home. Here’s how

Even a small extra contribution from your income to your super now can make you thousands of dollars richer in retirement. So why don’t more people do it?

  • Caterina Hrysomallis
Many of us don’t think twice about what super fund we get put in, but poor performance can cost you thousands.

It could cost you thousands, so how do you pick a good super fund?

Many of us don’t think twice about what super fund we get put in, but poor performance can cost you thousands. Here’s what you should look out for.

  • Caterina Hrysomallis
It’s never too early to start thinking about your super, even if retirement feels like a long way off.

Want to get your super fighting fit? Here’s where to start

It’s never too early to start thinking about your super, even if retirement feels like a long way off. Here’s where you should start.

  • Caterina Hrysomallis
There are many pitfalls and surprises to watch out for when planning a happy retirement.
  • Opinion

The seven biggest blunders to avoid when retirement planning

There are many pitfalls and surprises to watch out for when planning a happy retirement.

  • Bec Wilson
When you’re younger, having your super in riskier investment options makes sense. But that should change once you hit retirement age.
  • Opinion

I’m close to retirement, should I de-risk my super?

When you’re younger, having your super in riskier investment options makes sense. But that should change once you hit retirement age.

  • Paul Benson
Advertisement
A recent survey found 50 per cent of Australians think super is “overly complicated”, but it’s important to think about it while you’re young.
  • Analysis

These top super funds delivered double-digit returns in 2023

Bumper superannuation returns in 2023 more than recovered the losses of 2022, and the top funds all have one thing in common.

  • John Collett
How much money do you really need to retire in comfort? It seems like such a simple question, but the answer is not so simple.
  • Opinion

How much do we really need to retire in comfort?

It seems like such a simple question, but the answer is more complicated than you think.

  • Bec Wilson
Advisers say critical financial decisions are made decades before retirement.
  • Analysis

‘I was losing sleep’: Women urged to act now to fix their super

Bernadette had just $20,000 in her super before she decided to make a change. She’s urging other women to do the same.

  • Emily Chantiri

Continue this series

Gen Super
Up next
There’s a point where super earnings and the pension intersect to help you attain maximum earning capacity in retirement.
  • Opinion

The sweet spot: How to get the most from your super and the pension

There’s a new way to find the point where super earnings and the pension intersect to help you attain maximum earning capacity in retirement.

Taking control of your financial future starts with getting to know your super.

Super and the gender gap: closing the retirement savings divide

Women generally retire with less money than men. But individuals can take action to close the gap.

Previously
The average woman still typically retires with a quarter less super than her male counterpart.
  • Interactive

Superannuation calculator: Find out how much you’ll have when you retire

Your superannuation is one of the most important investments you’ll make in your lifetime. Get on top of it with our new superannuation calculator.

See all stories