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Real Money

Money editor Dominic Powell and our experts share tips on how to save, invest and make the most of your money.

53 stories
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From Grange to loose change: How to turn your hobby into a money spinner

If you enjoy collecting items such as wine, coins or stamps, you could be sitting on a nice little nest egg.

  • Dominic Powell
Investing in the cryptocurrency space can be daunting.

What’s the go with crypto: Is Bitcoin still a good investment?

For genuine investors who are interested in the crypto space but know little about it, the confusing and unregulated industry can pose a daunting barrier to entry.

  • Dominic Powell
No, traveller’s cheques are not a thing any more.

On the fly: How to manage money when you travel overseas

Australia is back in a travel boom, with overseas tourist numbers outstripping pre-pandemic levels for the first time.

  • Dominic Powell
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There are some surprising items you might be able to claim back on tax.
  • Opinion

Netflix, handbags and sunnies: The surprising tax deductions you might be entitled to

Without the help of a tax agent, it can be difficult to keep track of all the things you might be able to claim.

  • Dominic Powell
Tax time doesn’t have to be painful if you follow a few simple tips.
  • Opinion

A stage 3 payday is on the way. Here’s how to maximise it

Take-home pays are set to rise from the end of this month thanks to the stage 3 tax cuts. Don’t let your newfound wealth go to waste.

  • Dominic Powell
If your rent is set to rise, don’t panic - there are some simple steps to follow.
  • Opinion

Struggling with rent? It’s time to speak up

Getting slugged with a rental hike is terrifying, but fighting rising rents may not be a losing battle.

  • Dominic Powell
It’s a grim subject, but if you put off thinking about your funeral you could leave your loved ones with a financial burden.
  • Opinion

Why it pays to consider the cost of your funeral

Many people put off thinking about their funeral until it’s too late, leaving loved ones with a hefty financial burden.

  • Dominic Powell
Australians lose hundreds of millions of dollars every year to scams.
  • Opinion

That sinking feeling: What to do if you fall for a scam

You’re probably kicking yourself, but you’re far from alone – Australians are losing about $20 million a month to scams, and many fall victim more than once.

  • Dominic Powell
Many people shy away from tracking their spending, even though knowing where your money goes is vital to budgeting.
  • Opinion

Why debt is not always a dirty word

Debt is generally considered detrimental, but there are times when the finance world begs to differ.

  • Dominic Powell
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  • Opinion

Contemplating an EV? Here’s the buzz on the pros and cons

Electric vehicles are soaring in popularity, but “range anxiety” and fears over costs are preventing many drivers from making the switch.

  • Dominic Powell
Apartments offer a more achievable alternative for those looking for a way into the property market, but there are a few factors to consider before signing on the dotted line.
  • Opinion

Downsizing the Australian dream: What to consider when buying an apartment

Apartments offer a more achievable alternative for those looking for a way into the property market, but there are a few factors to consider before signing on the dotted line.

  • Dominic Powell
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  • Opinion

It’s ‘good’ debt, but should you pay your HECS off early?

Australia’s student loan system is a relatively fair scheme, but rising inflation means balances are booming. It’s time to study your options.

  • Dominic Powell
A household with a $500,000 mortgage is paying $1134 a month more on its mortgage than it was in May 2022.
  • Opinion

So you’ve got an offset account, but are you using it wisely?

Homeowners are squirrelling away billions in offset accounts, but many aren’t using them to their full potential and are missing out on significant home loan savings.

  • Dominic Powell
You should tackle your debt slowly, one bite at a time.
  • Opinion

Share tactics: How to take a punt on investing and avoid backing a dud

Investing is increasingly popular, with more than 10 million Australians owning shares outside of super. But no one wants to back a loser.

  • Dominic Powell
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  • Opinion

Pets are pricey, let’s not pussyfoot around

Cats, dogs and other furry friends give endless love, but they don’t come cheap. Commit with care.

  • Dominic Powell
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  • Opinion

The overlooked tool that can guarantee your retirement income

Retirees are often wary of annuities, also known as a lifetime or fixed-term pension. Here’s what you need to know.

  • Dominic Powell
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  • Opinion

Should you DIY super? There are risks and rewards

Self-managed super funds allow you to pick exactly how your superannuation is invested – but they’re also a lot of work.

  • Dominic Powell
There are several loans on the market with variable rates under 6 per cent.
  • Opinion

These schemes could help you buy a house, but caveat emptor

Shared equity schemes allow home buyers to purchase with much smaller deposits, but come with restrictions and conditions.

  • Dominic Powell
Buy now, pay later services can seem like a good deal on the surface, but can be problematic if used improperly.
  • Opinion

Just Afterpay it? If you buy now, you might pay later

Buy now, pay later services can seem like a good deal on the surface, but can be problematic if used improperly.

  • Dominic Powell
Insurance can sometimes be seen as a necessary evil, but there are some things you can do to save money on your premiums.
  • Opinion

When it comes to this insurance, it’s time for a healthy debate

More than half of us have private health insurance, but it’s not cheap. So, do you really need it? Here are a few things to consider.

  • Dominic Powell
A savings account is not necessarily the best place to keep your hard-earned.
  • Opinion

Let’s talk money, honey: How to have tricky finance chats

Navigating the financial side of a relationship can be daunting and awkward. Here are some tips for having those hard conversations with your partner.

  • Dominic Powell
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  • Opinion

Fakes, frauds and swindlers: How to spot a scammer and save your cash

From sophisticated investment and business-targeted scams to false billing and phishing attempts, scammers know no bounds. Here’s how you can avoid getting duped.

  • Dominic Powell
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  • Opinion

How to make house sharing a financial right move

Moving in with a partner, friend or flatmate is one of life’s big moments. But how should you juggle finances?

  • Dominic Powell
The summer holidays may have just ended, but plenty of us are already contemplating another break.
  • Opinion

How to have a break – without breaking the bank

Summer holidays are winding down, but you might already be dreaming of another sojourn. Here are some tips to help you save on your next trip.

  • Dominic Powell
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  • Opinion

Home truths: Hidden costs to consider when buying a house

Buying a house isn’t as simple as rocking up to an auction with your 20 per cent deposit. There are myriad additional costs and expenses to consider.

  • Dominic Powell
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  • Opinion

Cashback or catch? Why money-back schemes have their downfalls

Cashback schemes have boomed in popularity in recent years, but are they actually worth the time?

  • Dominic Powell
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  • Opinion

Fun in the sun: Cheap ways to entertain your kids in the summer holidays

The school holidays are fun for kids, but for parents they can be dread-inducing. Fear not: here are some budget-friendly ways to keep your cherubs entertained, and your sanity intact.

  • Dominic Powell
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  • Opinion

How to save money on Christmas gifts without looking like the Grinch

It’s called “the most wonderful time of year”, but the festive season is also a time for lots of spending. Here are some ways you can cut back on the cost of presents.

  • Dominic Powell
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  • Opinion

Maximum impact: The best ways to save money for your kids

Parents who are keen to put cash aside to help their offspring get ahead should follow these strategies for maximum bang for the buck.

  • Dominic Powell
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  • Opinion

How to teach your kids to budget, and sleigh it

Christmas is the perfect time to teach your kids the wonders of a budget, with ample opportunities to talk about money.

  • Dominic Powell
Real Money frequent flyer points rewards
  • Opinion

Spread your wings: How to make the most of frequent flyer schemes

If you’re one of the millions of Australians with an airline loyalty account, you know the joy of snagging a bargain using points. But are you making the most of them?

  • Dominic Powell
You should tackle your debt slowly, one bite at a time.
  • Opinion

Don’t drown in debt, eat that elephant slowly (and other tricks)

Managing debt is like eating an elephant: you should do it one bite at a time. Our finance gurus share their debt-busting tips.

  • Dominic Powell
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  • Opinion

Bright spark ideas to save money on work around the house

With even the smallest jobs likely to set you back a few hundred dollars, getting those (often necessary) things done around the house can put a strain on already stretched budgets. Here’s how to save on trades.

  • Dominic Powell
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  • Opinion

Peering over a mortgage cliff? Here’s how to refinance your home loan

If your low fixed-rate loan is ending, or you’re just looking to save some money each month, here are some tips on how to best manage the refinancing process.

  • Dominic Powell
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  • Opinion

How to talk to your mates about money, minus awkwardness

As the cost of living rises, it’s becoming harder and harder to justify expensive activities and nights out with friends. Here’s how to chat to your mates about money.

  • Dominic Powell
School holidays don’t have to be expensive if you follow a few simple strategies.
  • Opinion

Seven ways to save on your school holiday spend

The school holidays are upon us, and the cost of entertaining your kids can quickly add up. Here are some easy ways to save cash and still have fun.

  • Nicole Pedersen-McKinnon

Other series

The 2026 MICF has kicked off

Melbourne International Comedy Festival 2026

This year’s laugh fest has kicked off, with more than 2000 performers stepping up to the mic. Here, our writers take a closer look

  • 10 stories
Sam Mitchell flies the flag after Matthew Lloyd’s hit on Brad Sewell.

Hate of origin: Inside football’s most intense rivalry

Essendon and Hawthorn have hated each other for more than 40 years, from some old-fashioned thuggery and a fake drug scandal in the mid-80s to last year’s failed bid by the Hawks to poach the Bombers’ captain.

  • 5 stories